Assessing Community Bank Consolidation

Ron J. Feldman and Paul Schreck

No 14-1, Economic Policy Paper from Federal Reserve Bank of Minneapolis

Abstract: Observers argue that increased regulation and supervision added in response to the financial crisis will speed the decline of community banks. Determining if the rate of community bank consolidation is higher than it would have been absent this additional regulation requires a baseline estimate of community bank consolidation. A baseline estimate is particularly important because the number of community banks in the states of the Ninth Federal Reserve District and the nation as a whole has been in a steady rate of decline for several decades. This paper uses several simple methods to provide baseline estimates of community bank consolidation. We will compare actual consolidation against these baselines, updated quarterly, to help determine if consolidation proceeds at a higher than expected rate.

Pages: 22 pages
Date: 2014-02-06
New Economics Papers: this item is included in nep-ban
References: View references in EconPapers View complete reference list from CitEc
Citations:

Downloads: (external link)
https://www.minneapolisfed.org/~/media/files/pubs/eppapers/14-1/epp_14-1.pdf Full text (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:fip:fedmep:14-1

Access Statistics for this paper

More papers in Economic Policy Paper from Federal Reserve Bank of Minneapolis Contact information at EDIRC.
Bibliographic data for series maintained by Jannelle Ruswick ( this e-mail address is bad, please contact ).