Evaluation of the Macro- and Micro-Economic Factors Affecting the Financial Energy of Households

Tomasz Korol
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Tomasz Korol: Faculty of Management and Economics, Gdansk University of Technology, Narutowicza 11/12, 80-233 Gdansk, Poland

Energies, 2021, vol. 14, issue 12, 1-14

Abstract: This paper is an evaluation of the common macro-economic, micro-economic, and social factors affecting households’ financial situations. Moreover, the author’s objective was to develop a fuzzy logic model for forecasting fluctuations in the number of nonperforming consumer loans in a country using the example of Poland. This study represents one of the first attempts in the global literature to develop such a forecasting model based on macro-economic factors. The findings confirm the usefulness of the proposed innovative approach to forecasting the volume of household insolvencies in a country.

Keywords: economics of family; personal finance; financial energy; forecasting; bankruptcy of households; financial health; consumer finance; consequences of COVID-19 (search for similar items in EconPapers)
JEL-codes: Q Q0 Q4 Q40 Q41 Q42 Q43 Q47 Q48 Q49 (search for similar items in EconPapers)
Date: 2021
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (3)

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Persistent link: https://EconPapers.repec.org/RePEc:gam:jeners:v:14:y:2021:i:12:p:3512-:d:574229

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