Financial inclusion and poverty: The case of Peru

Julian Schmied and Ana Marr

No 15863, Greenwich Papers in Political Economy from University of Greenwich, Greenwich Political Economy Research Centre

Abstract: Poverty is ostensibly a multi-dimensional issue. Economic, social and political forces play a role in its creation as well as in its eradication. Financial inclusion, understood as the provision of micro-loans to populations that have never before had access to lending, has for some time been considered a useful way to help reduce poverty. In this paper, we employ a panel data analysis based on a unique 2008-2010 database on financial inclusion in Peru. Exploiting the variation between departments, our regression results show that financial inclusion does have an alleviating effect on various indicators of poverty. However, coefficients are small and insignificant. Instead, the access to communication technology, such as the internet, plays a superior role in explaining poverty in Peru.

Keywords: Financial inclusion; poverty; microfinance; econometric analysis; Peru (search for similar items in EconPapers)
Date: 2017-02-08
New Economics Papers: this item is included in nep-mfd
References: Add references at CitEc
Citations: View citations in EconPapers (2)

Published in Regional and Sectoral Economic Studies 2.16(2017): pp. 1-26

Downloads: (external link)
http://gala.gre.ac.uk/id/eprint/15863/7/15863%20MA ... overty_Peru_2016.pdf

Related works:
Journal Article: FINANCIAL INCLUSION AND POVERTY: THE CASE OF PERU (2016)
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:gpe:wpaper:15863

Access Statistics for this paper

More papers in Greenwich Papers in Political Economy from University of Greenwich, Greenwich Political Economy Research Centre Contact information at EDIRC.
Bibliographic data for series maintained by Nadine Edwards ().