East Asia and East Africa: Different Ways to Digitalize Payments

Qing Xu
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Qing Xu: Université Côte d'Azur, France

No 2021-26, GREDEG Working Papers from Groupe de REcherche en Droit, Economie, Gestion (GREDEG CNRS), Université Côte d'Azur, France

Abstract: Financial digitalization leads to the global payment revolution. M-payment is one of the essential digital payment methods that increase the efficiency of financial and economic activities, especially for developing countries. This chapter presents different development paths and adoption models of m-payment in East Asia & East Africa. China and South Korea are examples of third-party platform-led mobile payment models; Japan is an example of a bank-based mobile payment model; while East African countries implemented originally a mobile operator-led model and then moved toward a hybrid model with more banks and mobile operators involvement. It presents finally some concluding remarks and reflections on other world regions.

Keywords: digitalize payments; mobile payment; mobile payment operational models; East Asia; East Africa (search for similar items in EconPapers)
JEL-codes: E42 E44 G23 (search for similar items in EconPapers)
Pages: 45 pages
Date: 2021-06
New Economics Papers: this item is included in nep-ban, nep-fdg, nep-ict, nep-mac, nep-ore and nep-pay
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Persistent link: https://EconPapers.repec.org/RePEc:gre:wpaper:2021-26

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