Intention Towards Using Loan in Income Generating Activities: A Conceptual Study Among Poor and Low-Income Households

Nadzirah Mohd Said ()
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Nadzirah Mohd Said: Faculty of Business and Entrepreneurship, Universiti Malaysia Kelantan, Malaysia Author-2-Name: Noorshella Che Nawi Author-2-Workplace-Name: Faculty of Business and Entrepreneurship, Universiti Malaysia Kelantan, Malaysia Author-3-Name: Noorul Azwin Md Nasir Author-3-Workplace-Name: Faculty of Business and Entrepreneurship, Universiti Malaysia Kelantan, Malaysia Author-4-Name: Wan Farha Wan Zulkiffli Author-4-Workplace-Name: Faculty of Business and Entrepreneurship, Universiti Malaysia Kelantan, Malaysia Author-5-Name: Abdullah Al Mamun Author-5-Workplace-Name: Faculty of Business and Management, UCSI University, Malaysia Author-6-Name: Author-6-Workplace-Name: Author-7-Name: Author-7-Workplace-Name: Author-8-Name: Author-8-Workplace-Name:

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Abstract: " Objective - Even though the country has done a fantastic job of eradicating poverty, some significant challenges and concerns come as a result of globalisation. The following are important concerns that must be solved as the country enters a new category of poverty. Methodology – Malaysia is an impendence country which variety population segmentation based on ethnicity as well as religion. In actuality, it has the potential to aggravate social issues, particularly in Malaysia. Indeed, Malaysia has adopted many social programmes including economic and social investment. Findings – However, poor people in rural and urban areas since poverty has long been seen to be a rural issue with more than half of all family units falling into this category in Malaysia. Besides, there is a lack of awareness of the causes and sources of poverty as well as a strategy for dealing with the issue. In addition, there is currently a scarcity of research on the influence of anti-poverty initiatives on community welfare in the Malaysian context. Novelty – Hence, low-income people's goals regarding the Malaysian government's incentive or programme to improve their income are conceptualised in this paper by concern the Theory of Planned Behaviour with four variables namely attitude, subjective norms, perceived behavioural control, and entrepreneurial competencies. Type of Paper - Review"

Keywords: Attitude; Entrepreneurial Competencies; Entrepreneurial Intention; Perceived Behavioural Control; Subjective Norms (search for similar items in EconPapers)
JEL-codes: D10 D14 D19 (search for similar items in EconPapers)
Pages: 8
Date: 2021-12-31
New Economics Papers: this item is included in nep-ore and nep-sea
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Published in Journal of Finance and Banking Review, Volume 6, Issue 3

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Persistent link: https://EconPapers.repec.org/RePEc:gtr:gatrjs:jfbr190

DOI: 10.35609/jfbr.2021.6.3(1)

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