The Fluctuation Of The Policy Rate And Inflation In The Moroccan Banking Sector

La Fluctuation Du Taux Directeur Et De L'inflation Sur Le Secteur Bancaire Marocain

Mamoun Alaoui
Additional contact information
Mamoun Alaoui: UH2C - Université Hassan II de Casablanca = University of Hassan II Casablanca = جامعة الحسن الثاني (ar)

Post-Print from HAL

Abstract: This article aims to analyze and study the fluctuation of the key rate and inflation on the Moroccan banking sector during the period between June 2022 and July 2023. In addition, the study of the impact of the fluctuation of the policy rate and inflation on outstanding bank loans, bank deposits and on the effectiveness of the policy rate in lowering the inflation rate and consequently, their impact on the Moroccan banking sector. In order to achieve greater objectivity and scientific clarity in the analysis and processing of data relating to our subject, I have mainly used a static method and a dynamic method to verify our assertions arising from the main problem and to confirm or refute our hypotheses. The result allows us to conclude that the relationship between the fluctuation of the key interest rate and inflation on the Moroccan banking sector is significant, since with the increase in inflation and the key interest rate, we can see that outstanding loans decreased immediately afterwards. Key words: Policy rate, inflation, bank deposits, outstanding bank loans, Moroccan banking sector.

Keywords: Taux directeur; inflation; dépôts bancaires; encours des crédits bancaire; secteur bancaire Marocain (search for similar items in EconPapers)
Date: 2024-02-03
New Economics Papers: this item is included in nep-ara, nep-ban and nep-mon
Note: View the original document on HAL open archive server: https://hal.science/hal-04456595v1
References: Add references at CitEc
Citations:

Published in African Scientific Journal, 2024, 03 (22), ⟨10.5281/zenodo.10613578⟩

Downloads: (external link)
https://hal.science/hal-04456595v1/document (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:hal:journl:hal-04456595

DOI: 10.5281/zenodo.10613578

Access Statistics for this paper

More papers in Post-Print from HAL
Bibliographic data for series maintained by CCSD ().