ROSCA Participation in Benin: A Commitment Issue

Olivier Dagnelie and Philippe LeMay-Boucher

No 708, CERT Discussion Papers from Centre for Economic Reform and Transformation, Heriot Watt University

Abstract: In the light of first-hand data from a Beninese urban household survey in Cotonou, we investigate several motives aiming to explain participation in Rotating Savings and Credit Associations (ROSCAs). We provide empirical findings which lead us to think that the main reason why individuals join a ROSCA is to commit themselves against self-control problems.

Keywords: ROSCA; self-control; Benin (search for similar items in EconPapers)
JEL-codes: G2 O16 O17 (search for similar items in EconPapers)
Date: 2007
New Economics Papers: this item is included in nep-afr, nep-dev and nep-soc
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Citations: View citations in EconPapers (4)

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