Towards a trustworthy short-range mobile payment system

Semir Daskapan, Jan Van den Berg and Amr Ali-Eldin

International Journal of Information Technology and Management, 2010, vol. 9, issue 3, 317-336

Abstract: In commercial clusters, like shopping malls, subways and university campuses, shops may act as service providers. Via proximity networks, they can provide services to users with short-range radio mobile devices, including financial services. Short-range mobile payment services represent therefore an alternative business opportunity for the financial industry. By enlisting these short-range services, users are not required anymore to have and to rely on cell phones only. In this paper, we propose a mobile payment model for any service cluster where users can clear their payments using short-range mobile devices only. Due to the possible lack of a (reliable) long range wireless communication network on the user's side in this design, the service provider also acts as a payment gateway. The schema is designed to be trustworthy, since it includes a balanced trust model and an autonomous trust valuator.

Keywords: mobile payments; m-payments; privacy; security; proximity networks; commercial clusters; shopping malls; subways; underground stations; university campuses; shops; retailing; short-range radio; financial services; electronic commerce; e-commerce; service clusters; mobile phones; cell phones; long range wireless; payment gateways; balanced trust model; autonomous trust valuator; mobile computing; information management; ICT; information technology; communications technology. (search for similar items in EconPapers)
Date: 2010
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Citations: View citations in EconPapers (1)

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