Household's willingness to pay for health microinsurance and its impact on actual take-up: results from a field experiment in Senegal

Jacopo Bonan, Philippe Lemay-Boucher and Michel Tenikue ()

No 2013-15, LISER Working Paper Series from Luxembourg Institute of Socio-Economic Research (LISER)

Abstract: In the region of Thies in Senegal community-based health insurance schemes(CBHI)have been present for years. And yet despite the benefits they offer, there remain low take-up rates. Our paper measures the willingness to pay (WTP) for CBHI premiums in such context. Our results highlight the role of income, wealth and risk preferences as determinants of WTP. We also provide an analysis of the predictive power of WTP on the actual take-up of insurance following our offering of membership to a sample of 360 households. WTP has a positive and significant impact on actual take-up.

Keywords: Community-based health insurance; Willingness to pay; Africa; Senegal (search for similar items in EconPapers)
JEL-codes: D10 (search for similar items in EconPapers)
Pages: 44 pages
Date: 2013-07
New Economics Papers: this item is included in nep-afr, nep-dev, nep-exp, nep-hea, nep-ias and nep-mfd
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Journal Article: Households' Willingness to Pay for Health Microinsurance and its Impact on Actual Take-up: Results from a Field Experiment in Senegal (2014)
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Persistent link: https://EconPapers.repec.org/RePEc:irs:cepswp:2013-15

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