Financial Inclusion, Shocks and Poverty: Evidence from the Expansion of Mobile Money in Tanzania

Olukorede Abiona () and Martin Foureaux Koppensteiner
Additional contact information
Olukorede Abiona: University of Leicester

No 11928, IZA Discussion Papers from Institute of Labor Economics (IZA)

Abstract: We estimate the effect of mobile money adoption on consumption smoothing, poverty and human capital investments in Tanzania. We exploit the rapid expansion of the mobile money agent network between 2010 and 2012 and combine this with idiosyncratic shocks from variation in rainfall over time and across space in an instrumented DiD methodology. We find that adopter households are able to smooth consumption during periods of shocks and maintain their investments in human capital. Results on time use of children and labor force participation complement the findings on the important role of mobile money for the intergenerational transmission of poverty.

Keywords: human capital accumulation; mobile money; household shocks; rainfall; poverty; Tanzania (search for similar items in EconPapers)
JEL-codes: G23 H31 I31 I32 (search for similar items in EconPapers)
Pages: 67 pages
Date: 2018-10
New Economics Papers: this item is included in nep-dev, nep-fle, nep-ltv and nep-pay
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (3)

Published - published in: Journal of Human Resources, 2020,18, 435-464

Downloads: (external link)
https://docs.iza.org/dp11928.pdf (application/pdf)

Related works:
Journal Article: Financial Inclusion, Shocks, and Poverty: Evidence from the Expansion of Mobile Money in Tanzania (2022)
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:iza:izadps:dp11928

Ordering information: This working paper can be ordered from
IZA, Margard Ody, P.O. Box 7240, D-53072 Bonn, Germany

Access Statistics for this paper

More papers in IZA Discussion Papers from Institute of Labor Economics (IZA) IZA, P.O. Box 7240, D-53072 Bonn, Germany. Contact information at EDIRC.
Bibliographic data for series maintained by Holger Hinte ().