Consumer Debt and Financial Fragility: Evidence from Italy
Barbara Cavalletti,
Corrado Lagazio,
Elena Lagomarsino and
Daniela Vandone
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Barbara Cavalletti: Università degli Studi di Genova
Corrado Lagazio: Università degli Studi di Genova
Daniela Vandone: Università degli Studi di Milano
Journal of Consumer Policy, 2020, vol. 43, issue 4, No 3, 747-765
Abstract:
Abstract This paper focuses on the consumer credit market in Italy and the related risk of over-indebtedness. Using panel data from the Survey on Household Income and Wealth, we investigate the role of households financial fragility on the use and increase in consumer debt over time, evaluating, in particular, whether there exists a statistically significant relationship between the growth in the use of consumer credit and the increase in the proportion of indebted households that are in a negative financial situation.
Keywords: Household indebtedness; Consumer credit; Over-indebtedness; Financial fragility (search for similar items in EconPapers)
Date: 2020
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Citations: View citations in EconPapers (5)
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Persistent link: https://EconPapers.repec.org/RePEc:kap:jcopol:v:43:y:2020:i:4:d:10.1007_s10603-020-09458-w
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DOI: 10.1007/s10603-020-09458-w
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