Risikoselektion und Risikoausgleich am Beispiel der gesetzlichen Krankenkassen in Deutschland

Felix Dieterich

Discussion Papers in Economics from University of Munich, Department of Economics

Abstract: This paper deals with the phenomenon of risk-selection and its appearance in the german compulsory health insurance market since the adoption of the so-called "Gesundheitsstrukturgesetz" of 1992. Further, the "Risikostrukturausgleich" as well as other measures are discussed as instruments of artificially spreading risks in this very market before recommendations for adequate policies are given.

Keywords: Krankenversicherung; Krankenkassen; Versicherung; Risikoausgleich; Risikostrukturausgleich; Gesundheitsstrukturgesetz; Gesundheit; Risiko; Prämie; Gesundheit; cream-skimming; insurance; health (search for similar items in EconPapers)
JEL-codes: I11 (search for similar items in EconPapers)
Date: 2005-10
New Economics Papers: this item is included in nep-ias
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Persistent link: https://EconPapers.repec.org/RePEc:lmu:muenec:718

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