Women's Poverty and Entrepreneurship: Replicating Microloan Programs in the Developed World

Patricia E. Graham and Linda M. Manning
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Patricia E. Graham: University of North Colorado
Linda M. Manning: University of Missouri-Rolla

Journal of Economic Insight, 2000, vol. 26, issue 2, 23-33

Abstract: Microenterprise development is built on provision of small loans to the poor, especially women, to alleviate poverty, and is currently promoted as a poverty-alleviation tool in developed countries. We survey the literature on microloan programs in developing countries and identify two general models, the minimalist microcredit approach and the integrated microfinance model. This framework is used to review the microloan program experience in developed countries to gauge its fit into the models. We find that there are lessons to be learned from developing countries, but considerable economic research is required for replication of programs in developed countries, and effective evaluation.

JEL-codes: I30 O1 (search for similar items in EconPapers)
Date: 2000
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Persistent link: https://EconPapers.repec.org/RePEc:mve:journl:v:26:y:2000:i:2:p:23-33

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