The influence of sociodemographic factors on the attitudes and expectations of the younger generation towards modern finance

Krzysztof Waliszewski () and Anna Warchlewska ()
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Krzysztof Waliszewski: Poznań University of Economics and Business; ORCID: https://orcid.org/0000-0003-4239-5875

Bank i Kredyt, 2021, vol. 52, issue 4, 297-318

Abstract: The objective of the article is to evaluate the impact of sociodemographic factors on the attitudes and expectations of the younger generation in the field of modern personal financial management. The study analysed the functionality of the applications used by, and the expectations of, students at the Poznań University of Economics and Business regarding modern finance. The research consisted of two stages: a phase involving monthly tests of the selected application, followed by opinion gathering in the form of an online survey. The results of the questionnaire show that financial applications offered by third parties enjoy significant popularity. According to the respondents, applications support the process of personal finance management and are most often used to accumulate savings and monitor finances on an ongoing basis.

Keywords: modern financial technologies; personal finance; Personal Finance Management; FinTech (search for similar items in EconPapers)
JEL-codes: D12 G41 G53 O33 (search for similar items in EconPapers)
Date: 2021
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Citations: View citations in EconPapers (2)

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Persistent link: https://EconPapers.repec.org/RePEc:nbp:nbpbik:v:52:y:2021:i:4:p:297-318

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