Credit Appraisal Procedure of SME Loan: An Empirical Investigation on Selected Private Commercial Banks in Bangladesh

Narzia Florin
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Narzia Florin: London Metropolitan University, Great Britain

Journal of Applied Management and Investments, 2014, vol. 3, issue 4, 193-200

Abstract: Modern secured finance mechanisms in Bangladesh offers a powerful means of mobilizing the value of a broad range of capital as a loan security creating profitable opportunities for a wide spectrum of potential users and providers of financial services. The present study intends to investigate the various aspects of the credit appraisal procedure of SME loan by private commercial banks in Bangladesh. It is found that all the sampled bank are practicing the same procedures in terms of enterprise and entrepreneur selection criteria, marketing, management, financial and technical and security aspects but difference was found in terms of socio-economic aspect.

Keywords: SME; commercial bank; financial service; credit appraisal; Bangladesh (search for similar items in EconPapers)
Date: 2014
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