ANALISIS FAKTOR-FAKTOR PENYEBAB PEMBIAYAAN BERMASALAH PADA BMT AT TAQWA CABANG BANDAR BUAT PADANG

Annisa Rosalinda and Jhon Fernos

No bfny9, OSF Preprints from Center for Open Science

Abstract: The research objective was to find out how to analyze the causes of problems at BMT At Taqwa Cabang Bandar Buat Padang. The data analysis method is descriptive using quantitative and qualitative analysis methods. Where the qualitative method is a method used to obtain related information through interviews with BMT At Taqwa Cabang Bandar Buat Padang and using quantitative methods, namely the method used to perform calculations by processing data in table form. The result of the research on the development rate of the number of Non-Performing Financing in 2018 was 16,55% and decreased in 2019 by 9,84% and in 2020 it increased by 17,02%. Problem financing at BMT At Taqwa cabang Bandar Buat Padang is caused by internal and external factors, internal factors, namely factors that come from within, such as not beig accurate in analyzing financing and monitoring / supervision that has not been maximed by BMT. Meanwhile, external factors are factors caused by outside parties, such as a decrease in customer operating income and the customer deliberately delays financing.

Date: 2021-09-05
New Economics Papers: this item is included in nep-isf
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Persistent link: https://EconPapers.repec.org/RePEc:osf:osfxxx:bfny9

DOI: 10.31219/osf.io/bfny9

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