FUNGSI DAN PERANAN LEMBAGA KEUANGAN BANK DAN NON BANK

A. Anggie Zabrina Arief, Intan Nurul Wahidah, Muh. Ridwan Taha and Uswatun Khasanah

No egzca, OSF Preprints from Center for Open Science

Abstract: Islamic financial institutions are divided into two, namely bank financial institutions and non-bank financial institutions. Bank financial institutions are business entities that carry out activities in the financial sector by collecting funds from the public in the form of deposits and channeling them back to the public in the form of financing. Non-bank Financial Institutions (NBFIs/Nonbank Financial Institutions) are business entities that carry out activities in the financial sector that directly or indirectly raise funds by issuing securities and distributing them to the public to finance company investments. The purpose of this paper is to further explain the functions and roles of Islamic banks and non-bank financial institutions. The results obtained that the functions and roles of bank institutions consist of three main functions, namely the main functions of Islamic banks, the functions of Islamic banks that earn profits and social functions. The function of non-bank financial institutions is to provide services as intermediaries between capital owners and the money market who are responsible for channeling funds from investors to companies that need these funds.

Date: 2022-10-21
New Economics Papers: this item is included in nep-ban and nep-hme
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Persistent link: https://EconPapers.repec.org/RePEc:osf:osfxxx:egzca

DOI: 10.31219/osf.io/egzca

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