IMPROVING LAKU PANDAI SERVICES TO REDUCE POVERTY

, Abdurohim and Bambang Purwoko

No m8xb2, OSF Preprints from Center for Open Science

Abstract: The intelligent behavior services currently provided by the Bank are only limited to account opening services, accepting deposits, payments, and purchasing vouchers for Telkomsel, Indosat, PLN, PDAM, and others. This intelligent behavior service has attracted much interest, especially for people who have not been in direct contact with the banking world. In addition to the time of service that knows no time, providing services for agents is not complicated. Hence, the current business model is very suitable to meet the needs of the people—The daily requirements of those the banking sector has not exploited. However, the purpose of this service is not only to fulfill daily needs but also to increase income by helping capital for people in need; thus, if the capacity increases, it will directly affect payment, which in the end, the community will be more and prosperous. However, banks have not carried out the service for distributing credit; in addition to the absence of regulations, the form of the credit distribution scheme is unclear.

Date: 2022-04-15
New Economics Papers: this item is included in nep-ban
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Persistent link: https://EconPapers.repec.org/RePEc:osf:osfxxx:m8xb2

DOI: 10.31219/osf.io/m8xb2

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