PERHITUNGAN MARGIN TERHADAP PEMBIAYAAN BACK TO BACK PADA PT. BANK MUAMALAT INDONESIA CABANG PADANG

Desi Nirmala Putri, Jhon Fernos and Mariani St.B Tanjung

No n8wk2, OSF Preprints from Center for Open Science

Abstract: This study aims to discuss how the margin calculation for refinancing at PT. Bank Muamalat, Padang branch. This analysis uses descriptive quantitative data expressed in the form of numerical results in an example of one sample, as well as descriptions from interviews with back to back financing margin calculations. This research sample was taken from one of the customers of PT. Bank Muamalat, Padang branch. The results of this study indicate the calculation of the refinancing margin at PT. Bank Muamalat Padang branch uses the annuity method to make a profit. The margin income earned from the customer is different every month and gets smaller, but the amount of payment from the installment principal plus the margin that the customer receives each month remains the same by increasing the principal amount every month

Date: 2020-08-09
New Economics Papers: this item is included in nep-isf and nep-sea
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Persistent link: https://EconPapers.repec.org/RePEc:osf:osfxxx:n8wk2

DOI: 10.31219/osf.io/n8wk2

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