PENERAPAN SISTEM PEMBAGIAN PENDAPATAN PADA BANK MUDHARABAH NAGARI SYARIAH CABANG PADANG

Ratna Widayati and Rini Setiawati

No tkrbn, OSF Preprints from Center for Open Science

Abstract: Bank Nagari Syariah Cabang Padang is one of the islamic banks to raise fund in the system using mudharabah. Mudharabah is a collaboration between two parties where one party acts as financier (sahubul maal) one party more as a fund manager (mhudarib), in cooperation mudharabah do system for the result if the profit will be shared with the agremeent at the beginning, whereas if you exsperience loss then based on the condition that the losses borne by the property instead of the manager. Mudharabh is divided into two kinds of mudharabah muthlakah that is fund management is spacious and muqayadah its fund management for specific purposes only. As for the pupose of this study was to determine how the aplication system for results on a mudharabah fund Bank Nagari Syariah Cabang Padang. Based on an analysis conducted by the method of observation, literature review and in-dept interview it can be seen that the Bank Nagari Syaria branch meadow implement a system for the result to savings mudharabah with 45:55 ratio, with the ratio of 65:35 mudharabah banks have received bonuses wadiah 30%.

Date: 2019-02-14
New Economics Papers: this item is included in nep-isf
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DOI: 10.31219/osf.io/tkrbn

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