PENYELESAIAN KREDIT BERMASALAH PADA PT. BPR LUBUK RAYA MANDIRI PADANG

Bima Arya Pangestwo and Ratna Widayati

No vb9r5, OSF Preprints from Center for Open Science

Abstract: Credit implementation at PT. BPR Lubuk Raya Mandiri is quite good, as seen from the current credit collectibility which increased from 2013-2017 and non-performing loans decreased. The causes of non-performing loans caused by the economic downturn have caused the ability to repay principal payments and interest on loans that are experiencing problems so that they become substandard, doubtful and even bad. Non-performing loan settlement conducted by PT. BPR Lubuk Raya Mandiri has a policy on credit settlement by means of which the bank will give a warning in advance by telephone, otherwise the bank will send downs in the form of a warning letter to the debtor, if that is not ignored then the bank will take the decision to make a sale collateral or auctioning the collateral publicly in order to pay off debtor obligations to the bank.

Date: 2020-08-05
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Persistent link: https://EconPapers.repec.org/RePEc:osf:osfxxx:vb9r5

DOI: 10.31219/osf.io/vb9r5

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