Qowaidh Al-amr alaa saii’ nahii an diddhi dalam Bertransaksi dengan Bank Konvensional dan Efeknya terhadap Pertumbuhan Perbankan Syariah

Fiskiatul Ula and Rachmad Risqy Kurniawan

No xsbm6, OSF Preprints from Center for Open Science

Abstract: Abstract In this article, we will discuss the commands and prohibitions in transacting with conventional banks and their impact on the growth of Islamic banking. In the Qur'an, it has been explained that Muslims are prohibited from doing usury and it is God's rule to leave his servants in the transaction of usury and don't even approach him. Therefore, Islamic banks are banks that have securities that carry out business activities based on sharia principles, or Islamic legal principles regulated in the fatwa of the Indonesian ulema Council such as the principles of justice and balance, benefit, universalism, and do not contain gharar, maysir, usury, tyranny and unlawful object. While conventional banks are banks that carry out conventional business activities which in their activities provide services in payment traffic based on established procedures and provisions. Abstrak Dalam artikel ini akan membahas tentang perintah dan larangan dalam bertransaksi dengan bank konvensional dan dampaknya terhadap pertumbuhan perbankan syariah. Dalam Al-quran sudah dijelaskan bahwasanya umat muslim dilarang melakukan riba dan itu sudah peraturan Allah untuk meninggalkan hambanya dalam bertransaksi riba bahkan jangan sampai mendekatinya. Maka dari itulah Bank syariah merupakan bank yang memepunyai efek yang menjalankan kegiatan usaha berdasarkan prinsip syariah, atau prinsip hukum islam yang diatur dalam fatwa Majelis Ulama Indonesia seperti prinsip keadilan dan keseimbangan, kemaslahatan, universalisme, serta tidak mengandung gharar, maysir, riba, zalim dan obyek yang haram. Sedangkan bank konvensional yaitu bank yang melaksanakan kegiatan usaha secara konvensional yang mana dalam kegiatannya memberikan jasa dalam lalu lintas pembayaran berdasarkan prosedur dan ketentuan yang telah ditetapkan.

Date: 2021-11-28
New Economics Papers: this item is included in nep-ban, nep-hme, nep-isf and nep-sea
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Persistent link: https://EconPapers.repec.org/RePEc:osf:osfxxx:xsbm6

DOI: 10.31219/osf.io/xsbm6

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