Social Collateral Model for Islamic Microfinance

Amrizah Kamaluddin, Nabawiyah Abdul Hadi, Md. Mahmudul Alam () and Mohamed Azam Mohamed Adil

No ya8ft, SocArXiv from Center for Open Science

Abstract: This study examines the social collateral model for Islamic microfinance in Malaysia. Using qualitative instruments on academics and officers of microfinance institutions as the sample study, this study identifies the components that should be included in the social collateral model for Islamic microfinance. Based on interviews and focus group discussions, this study found that similar to the conventional microfinance, the Islamic microfinance also include social capital, group pressure, entrepreneurship skills, and culture as the components of the social collateral model. In addition, this study found that religiosity represents another important component of the social collateral model for Islamic microfinance

Date: 2019-02-28
New Economics Papers: this item is included in nep-hme, nep-isf, nep-mfd and nep-sea
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Persistent link: https://EconPapers.repec.org/RePEc:osf:socarx:ya8ft

DOI: 10.31219/osf.io/ya8ft

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