An Assessment of the Community Mortgage Program Implementation Strategy

Marife Ballesteros (), Jasmine E. Magtibay and Tatum Ramos

No RPS 2017-01, Research Paper Series from Philippine Institute for Development Studies

Abstract: The Community Mortgage Program (CMP) is a financing scheme that enables organized residents of slums to borrow funds for land purchase and housing development. It is already considered to be the most innovative and responsive government housing program in the Philippines. Nevertheless, the CMP still has weaknesses that have not been given much attention during the years of its implementation. These issues pertain to program targeting, service delivery, and organization. This study aims to review the current processes and overall performance of the CMP, including its variant--the localized CMP and the High-Density Housing Program. The study also provides recommendations on how the identified issues can be addressed.

Keywords: Philippines; housing; informal settlers; community loan mortgage; housing finance; Community Mortgage Program; CMP; Social Housing Finance Corporation; SHFC; housing program (search for similar items in EconPapers)
Date: 2017
New Economics Papers: this item is included in nep-sea and nep-ure
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Working Paper: An Assessment of the Community Mortgage Program Implementation Strategy (2017)
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Persistent link: https://EconPapers.repec.org/RePEc:phd:rpseri:rps_2017-01

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