Borrower Transactions Costs and Credit Rationing in Rural Financial Markets: The Philippine Case

Douglas H. Graham, Carlos E. Cuevas and Virginia G. Abiad

No WP 1988-17, Working Papers from Philippine Institute for Development Studies

Abstract: What is the magnitude of borrower transaction costs? How does it affect borrower demand for and access to credit? What are the determinants of transaction costs? Is credit rationing through transaction costs relatively more widespread and important when interest rates are restricted than when they are deregulated? These are the issues that the paper hopes to provide answers to.

Keywords: transaction costs; financial market; rural credit; financial sector; rural sector; borrowing behavior; borrower (search for similar items in EconPapers)
Pages: 47
Date: 1988
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Citations: View citations in EconPapers (3)

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