The effects of regulating interchange fees at cost on the ATM market

Jocelyn Donze (donze@unistra.fr) and Isabelle Dubec

MPRA Paper from University Library of Munich, Germany

Abstract: We show that regulating the interchange fee at cost reduces banks’ incentives to deploy free ATMs over time. Simultaneously, more and more pay-to-use ATMs are deployed by independent ATM deployers. These results are consistent with the recent evolution of the British ATM market.

Keywords: Banks; ATMs; Interchange Fees; Regulation (search for similar items in EconPapers)
JEL-codes: G2 L1 (search for similar items in EconPapers)
Date: 2008-10-03
New Economics Papers: this item is included in nep-ban and nep-reg
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (2)

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https://mpra.ub.uni-muenchen.de/10893/1/MPRA_paper_10893.pdf original version (application/pdf)
https://mpra.ub.uni-muenchen.de/11252/1/MPRA_paper_11252.pdf revised version (application/pdf)

Related works:
Journal Article: The effects of regulating interchange fees at cost on the ATM market (2010)
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Persistent link: https://EconPapers.repec.org/RePEc:pra:mprapa:10893

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