The contribution of business centers of private banks in the financing of SMEs in Algeria: case of the wilaya of Bejaia

Nacer-Eddine Mouffok and Salim Saidani

MPRA Paper from University Library of Munich, Germany

Abstract: The objective of this article is to examine the contribution of the Business Centers of Private Banks in the financing of SMEs in the wilaya of Bejaia, through a qualitative and quantitative exploratory study based on a field survey. The results show that banking regulations towards SMEs can be described as rigid and that the financing constraint lies in bureaucratic practices, the slowness of administrative procedures, as well as the high level of guarantees required.

Keywords: banks; Bejaia; business center; credit; SMEs (search for similar items in EconPapers)
JEL-codes: G31 G32 (search for similar items in EconPapers)
Date: 2022-06-04, Revised 2022-05-31
New Economics Papers: this item is included in nep-ara
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Published in International journal of economic performance 01.05(2022): pp. 333-350

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Persistent link: https://EconPapers.repec.org/RePEc:pra:mprapa:114993

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