Achieving financial inclusion: whatever it takes

Peterson Ozili

MPRA Paper from University Library of Munich, Germany

Abstract: This paper presents some policy ideas on how to achieve high levels of financial inclusion. It explores a number of policy options that can be used to achieve greater levels of financial inclusion. The paper argues that high levels of financial inclusion can be achieved by reducing interest rate; introducing conditional low interest rate; supporting monetary policies with welfare payments; reducing taxes; using targeted government spending; supporting fiscal policies with tax rebate, tax holiday or tax exemption; grant tax rebate to financial institutions; financial inclusion-environment decoupling; and de-risking the financial system.

Keywords: financial inclusion; unbanked adults; interest rate; monetary policy; fiscal policies; environment; financial system; financial institutions; digital finance; tax. (search for similar items in EconPapers)
JEL-codes: G21 G28 (search for similar items in EconPapers)
Date: 2022
New Economics Papers: this item is included in nep-fle, nep-pay and nep-pke
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https://mpra.ub.uni-muenchen.de/115784/1/MPRA_paper_115784.pdf original version (application/pdf)

Related works:
Chapter: Achieving Financial Inclusion: Whatever It Takes (2022)
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Persistent link: https://EconPapers.repec.org/RePEc:pra:mprapa:115784

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