Community Voices and Financial Choices: Unravelling the Impact of Representation on Rural Cooperative Banks

Frimpong Amoako and Samuel Yeboah

MPRA Paper from University Library of Munich, Germany

Abstract: The study investigates the critical role of community representation within Rural Cooperative Banks (RCBs) and its influence on key decision-making processes, specifically, pertaining to financial policies, lending practices, and resource allocation. As RCBs play a pivotal role in providing financial services to local communities, understanding the dynamics of community representation within these institutions is essential. Through a comprehensive examination of the interactions between community voices and RCB operations, this research sheds light on whether and how local perspectives shape the accessibility of financial services for rural populations. By exploring the intricate relationship between representation and decision-making, this study contributes valuable insights to enhance the effectiveness of RCBs in serving their communities and promoting financial inclusivity.

Keywords: Community representation; Rural Cooperative Banks (RCBs); Decision-making processes; Financial policies; Lending practices; Resource allocation; Financial services; Rural communities; Access to finance; Financial inclusivity (search for similar items in EconPapers)
JEL-codes: G21 G28 O16 P25 R12 (search for similar items in EconPapers)
Date: 2023-05-07, Revised 2023-09-17
New Economics Papers: this item is included in nep-fle, nep-hme and nep-mfd
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Persistent link: https://EconPapers.repec.org/RePEc:pra:mprapa:118634

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