Mobile banking and mobile phone penetration: which is more pro-poor in Africa?

Simplice Asongu

MPRA Paper from University Library of Munich, Germany

Abstract: The contribution of this paper to complement theoretical and qualitative mobile penetration literature with empirical evidence is twofold: firstly, we assess the income-redistributive effect of mobile phone penetration and; secondly, the instrumentality of financial development dynamics in this nexus. Main findings suggest an equalizing income-redistributive effect of ‘mobile phone penetration’ and ‘mobile banking’, with a higher income-equalizing effect in the latter than in the former. Poverty alleviation channels explaining this difference in inequality mitigating propensity are discussed. The empirical evidence is based on 52 African countries and deviates from mainstream country-specific and microeconomic survey-based approaches.

Keywords: Banking; Mobile Phones; Shadow Economy; Financial Development; Africa (search for similar items in EconPapers)
JEL-codes: E00 G20 L96 O17 O33 (search for similar items in EconPapers)
Date: 2013-09-15
New Economics Papers: this item is included in nep-afr, nep-mac and nep-mfd
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (9)

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Related works:
Working Paper: Mobile banking and mobile phone penetration: which is more pro-poor in Africa? (2013)
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Persistent link: https://EconPapers.repec.org/RePEc:pra:mprapa:56800

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