Mediation effect of financial attitude on financial knowledge and financial behavior: The case of university students

Ali Coskun and Nurdilek Dalziel
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Ali Coskun: Department of Management, Faculty of Economics and Administrative Sciences, Bogazici University, Istanbul
Nurdilek Dalziel: Leicester Castle Business School, Business and Law, De Montfort University, Leicester, UK

International Journal of Research in Business and Social Science (2147-4478), 2020, vol. 9, issue 2, 01-08

Abstract: In this study, 396 university students in Turkey are surveyed online regarding their attitudes towards financial issues, their level of financial knowledge, and their financial behavior. The latest version of OECD/INFE Financial Literacy Survey (2018) is used in the study. Using SPSS and LISREL. Factor analysis, Cronbach's Alpha, and Structural Equation Modeling (SEM) are used to analyze the relationship between financial knowledge of the participants with their financial attitude and behavior as well as the mediation effect of financial attitude in this relationship. In line with the common wisdom that the relationship between knowledge and behavior is higher if knowledge is better reflected in the attitude of the individual, the mediation effect of financial attitude strengthens the financial knowledge and financial behavior relationship. Key Words:Financial Knowledge, Financial Behavior, Financial Attitude, Structural Equation Modeling

Date: 2020
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Citations: View citations in EconPapers (4)

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