IMPACT OF MICROCREDIT FINANCE ON THE SOCIOECONOMIC STATUS OF THE UNDERPRIVILEGED POPULACE OF PUNJAB: THROUGH THE MEDIATING EFFECT OF KNOWLEDGE SHARING ABILITY AND FINANCIAL AND LEGAL AWARENESS

Warda Najeeb Jamal, Rana M. Zahid Hafeez, Owais Shafique, Razi Razzaq, Gulfam Asif and Muhammad Waqas Ashraf
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Warda Najeeb Jamal: Assistant Professor, Department of Leadership and Management, Institute of Business, Management and Administrative Sciences, The Islamia University of Bahawalpur, Pakistan
Rana M. Zahid Hafeez: Institute of Business, Management and Administrative Sciences, The Islamia University of Bahawalpur, Pakistan
Owais Shafique: Assistant Professor, Department of Islamic and Commercial Banking, Institute of Business, Management and Administrative Sciences, The Islamia University of Bahawalpur, Pakistan
Razi Razzaq: Institute of Business, Management and Administrative Sciences, The Islamia University of Bahawalpur, Pakistan
Gulfam Asif: Institute of Business, Management and Administrative Sciences, The Islamia University of Bahawalpur, Pakistan
Muhammad Waqas Ashraf: Institute of Business, Management and Administrative Sciences, The Islamia University of Bahawalpur, Pakistan

Bulletin of Business and Economics (BBE), 2021, vol. 10, issue 4, 113-125

Abstract: This study was carried out in southern Punjab and aimed at finding the impact of Micro-Finance participation on Socioeconomic Status and other mediating variables Impact on Socioeconomic status. All the variables impact the dependent variable, i.e., Socioeconomic Status. Our Population is Microcredit Finance Participants and non-participants of Microcredit banks clients. The sample size is 325 respondents, both male and female participants and non-participants of Microcredit Banks. An online and physical questionnaire will be developed in consultation with experts to cover the study’s objectives. Microcredit finance has played a significant role in transforming and improving the respondents' Socioeconomic conditions. Various statistical tests, such as SEM, KMO, and ANOVA tests, were used to evaluate the study's predicted suggestion and establish the relationship between variables.

Keywords: Microfinance participation; Knowledge Sharing Ability; Financial and legal Awareness; Socioeconomic Status; Microcredit Banks (search for similar items in EconPapers)
JEL-codes: E50 M14 (search for similar items in EconPapers)
Date: 2021
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