Statistical approaches of the credit and the banking rating in the national economy

Ion Pârtachi (), Lilian Hancu and Stella Enachi
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Ion Pârtachi: Academy of Economic Studies of Moldova, Chisinau, Republic of Moldova
Lilian Hancu: Academy of Economic Studies of Moldova, Chisinau, Republic of Moldova
Stella Enachi: Academy of Economic Studies of Moldova,Chisinau, Republic of Moldova

Economia. Seria Management, 2009, vol. 12, issue 2, 114-121

Abstract: The appearance of the credit is closely related to the appearance of the commercial banks, the mobilization of the monetary disposals on the market and their efficient placement to the funds solicitors is being accomplished through credits. The credit giving can be generally described as the process through which a certain value is loaned to a potential debtor which has a certain activity, accepting a financial risk to the possibility that that person/entity may not be capable to fulfill their obligations in the future.

Keywords: bank credits; evolution; rating; the balance credit/deposits; weight of credits (search for similar items in EconPapers)
JEL-codes: E51 G21 G24 Y10 (search for similar items in EconPapers)
Date: 2009
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Persistent link: https://EconPapers.repec.org/RePEc:rom:econmn:v:12:y:2009:i:2:p:114-121

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