Determinants of Bank Profitability in the Post-reform Period: Evidence from India

Seenaiah K, Badri Rath and Amaresh Samantaraya
Authors registered in the RePEc Author Service: Seenaiah kale

Global Business Review, 2015, vol. 16, issue 5_suppl, 82S-92S

Abstract: The present article explores the factors that influence the profitability of Indian banking sector in the post-reform period using the data from 1995 to 2012. The results indicate that operating profits, wage bills, non-performing assets and net interest margin affect the profitability of Indian banks, while the priority sector lending does not have any impact on bank profitability in India. Further, the net interest margin is found to be significantly reducing profitability. Hence, it is suggested that banking sector in India should focus on reducing its operational expenses.

Keywords: Profitability; return on assets; return on equity; panel data model (search for similar items in EconPapers)
Date: 2015
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Citations: View citations in EconPapers (9)

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Persistent link: https://EconPapers.repec.org/RePEc:sae:globus:v:16:y:2015:i:5_suppl:p:82s-92s

DOI: 10.1177/0972150915601241

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