 The sensitivity of households to interest rate - analysis of the relationship of interest rates and the amount of loans and deposits in the Czech RepublicJiri Rotschedl ()
No 702647, Proceedings of International Academic Conferences from International Institute of Social and Economic Sciences Abstract: This paper deals with the relationship of short-term and long-term interest rates and the amount of deposits and loans of households. The aim is to demonstrate the relationship between interest and Current Discount Index (CDI). CDI expresses the growth rate of the ratio of loans to deposits of households. Author?s assumption is: increasing interest rates will reduce loans and increase savings. In the paper are savings considered to be identical with deposits in bank accounts. The results of the analysis show that households do not respond to changes in interest rates relative to the amount of loans and the amount of savings. Keywords: Interest Rate; Loans; Savings; Households; Current Discount Index (search for similar items in EconPapers) Published in Proceedings of the Proceedings of the 12th International Academic Conference, Prague, Oct 2014, pages 985-985 Downloads: (external link) Related works: Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text Persistent link: https://EconPapers.repec.org/RePEc:sek:iacpro:0702647 Access Statistics for this paper More papers in Proceedings of International Academic Conferences from International Institute of Social and Economic Sciences |
Is your work missing from RePEc? Here is how to contribute.
Questions or problems? Check the EconPapers FAQ or send mail to .
EconPapers is hosted by the
School of Business at Örebro University.