HOUSEHOLD SAVINGS IN TURKEY: EVIDENCE FROM MICRODATA

Egemen ?pek () and Ozlem Sekmen ()
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Egemen ?pek: Gümü?hane University
Ozlem Sekmen: Gumushane University
Authors registered in the RePEc Author Service: Egemen Ipek

No 3606133, Proceedings of International Academic Conferences from International Institute of Social and Economic Sciences

Abstract: Since 2000 in Turkey, there has been a great growth the share of the household savings in private savings. Although there are exist huge literature related to determinants of saving rate rely on macro level data, these studies have limitation on reflect of household saving behavior because of ommiting heterogenities among households. For this reason, determining the effect of heterogenity of households on saving behaviour has great importance for representing main factors behind on households? saving behaviour.The main purpose of this study is to investigate the demographic determinants of household savings and examine the effect of these differences on saving rates in Turkey the period between 2003-2012 using Household Budget Surveys (HBS) providing by TURKSTAT. In this context, the research methodology consist of two-stage (i) modeling and analysis the determinants of savings using OLS method, (ii) examining the year effects via pooled OLS which allows to control for heteroscedasticity. According the findings revealed that method, demographics differences such as householder?s age , gender and education level, household size have notable role for explaining saving behavior of households.

Keywords: Household savings; Demographics; Heterogenity; Turkey (search for similar items in EconPapers)
JEL-codes: C50 D14 J10 (search for similar items in EconPapers)
Pages: 11 pages
Date: 2016-05
New Economics Papers: this item is included in nep-ara and nep-cwa
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Citations: View citations in EconPapers (1)

Published in Proceedings of the Proceedings of the 23rd International Academic Conference, Venice, May 2016, pages 192-202

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Persistent link: https://EconPapers.repec.org/RePEc:sek:iacpro:3606133

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