Exploring dishonest vulnerability in digital finance platforms ? an actor?network theory approach

Henri Teittinen () and Markku Kaperi ()
Additional contact information
Henri Teittinen: University of Eastern Finland, UEF Business School
Markku Kaperi: Seinäjoki University of Applied Science

International Journal of Business and Management, 2022, vol. 10, issue 2, 67-79

Abstract: In this study, we explore and conceptualize dishonest vulnerabilities related to digital finance platforms. We use the actor?network theory approach to illustrate the interaction of human (people) and nonhuman (technology) actors. In particular, we focus on digital finance platform abuse and fraud. Our empirical data are based on criminal reports of vehicle financing. We identify the main actors; actor-worlds; roles of the actors; their interests; and the obligatory passage points in destabilizing the durability of a digital finance platform. Our findings particularly highlight the dual roles of the perpetrator, dealer, and product in dishonest vulnerability on digital finance platforms. Prior literature has not focused on approaches to the dishonest vulnerability of technology for human and nonhuman actors. We have used a critical approach, actor-network theory, to explore digital finance and digital finance platforms. Our findings suggest, that in the development of digital financial platforms, both in technology and in business processes, more attention should be paid to the dual roles of actors to avoid dishonest vulnerabilities.

Keywords: digitalization; finance; digital finance platform; actor?network theory (search for similar items in EconPapers)
JEL-codes: M15 O33 (search for similar items in EconPapers)
Date: 2022
References: View references in EconPapers View complete reference list from CitEc
Citations:

Downloads: (external link)
https://iises.net/international-journal-of-busines ... cation-detail-116984
https://iises.net/international-journal-of-busines ... il-116984?download=5

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:sek:jijobm:v:10:y:2022:i:2:p:67-79

Access Statistics for this article

International Journal of Business and Management is currently edited by Klara Cermakova, Tana Kubatova

More articles in International Journal of Business and Management from International Institute of Social and Economic Sciences
Bibliographic data for series maintained by Klara Cermakova ().