Analysis and exploration of damage-reduction measures for flood disasters in China

Malin Song () and Qianqian Du
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Malin Song: Anhui University of Finance and Economics
Qianqian Du: Anhui University of Finance and Economics

Annals of Operations Research, 2019, vol. 283, issue 1, No 32, 795-810

Abstract: Abstract With the changing global climate, natural disasters occur frequently, greatly affecting many aspects of our lives. This study objectively discusses the major flood disasters that occurred in China from 1950 to 2014, and makes an explicit demonstration of the disasters, affected areas, and economic losses caused by floods. To study damage-reduction measures, based on Chinese insurance companies’ disaster-related operations, statistics and recommendations along with the status of the Chinese insurance industry are presented. In terms of policy-guided agricultural insurance, a thriving and popular business, governments and insurance companies should continue to strengthen cooperation and expand coverage, striving for policy and model innovation to benefit more farmers. Considering the low number of residents with housing insurance in China, it is proposed that residents in disaster areas should implement pre-disaster defense measures. Considering the costs and benefits, both tangible and intangible, the author holds that residents who live in or wish to move to areas with high incidences of disasters are more willing to undertake pre-disaster precautions, and the government can rely on these residents to implement pre-disaster defense measures. Furthermore, this research suggests that early encouragement by the government could increase residents’ enthusiasm to implement pre-disaster defense measures.

Keywords: Flood disaster; Humanitarian operations; Agricultural insurance; Housing reinforcement; Intangible benefit (search for similar items in EconPapers)
Date: 2019
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DOI: 10.1007/s10479-017-2589-x

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