The effect of financial education on pupils’ financial knowledge and skills: Evidence from a Solomon four-group design

Shekinah E. Dare, Wilco W. van Dijk, Eric van Dijk, Lotte F. van Dillen, Marcello Gallucci and Olaf Simonse

The Journal of Educational Research, 2020, vol. 113, issue 2, 93-107

Abstract: The present study used a Solomon four-group quasi-experimental design to examine the short-term effect of a large-scale national financial education program on children’s knowledge and skills in responsible spending and performing transactions effectively. Our study included a representative sample of Dutch pupils in the fifth grade of primary school (N = 2,650). Controlling for different children-specific characteristics, results showed that the program increased pupils’ knowledge and skills scores in performing transactions effectively, but not in responsible spending. The insights gained from the present study show how financial education programs that enable children to immediately apply what they learn in practice can improve children’s knowledge and skills regarding certain financial competencies.

Date: 2020
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DOI: 10.1080/00220671.2020.1733453

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