How does mobile money affect the use of informal remittance channels in Sub-Saharan Africa?

Manuela Ngaba ()
Additional contact information
Manuela Ngaba: Centre d’Économie de Paris Nord (UMR CNRS 7234-CEPN), Université Sorbonne Paris Nord

Region et Developpement, 2021, vol. 53, 123-146

Abstract: The use of informal remittance channels remains significant in sub-Saharan Africa. How-ever, the importance of mobile money has been growing in the region which is not without effect on the use of informal remittance channels by individuals. Therefore, this study examines the impact of mobile money on the use of informal domestic remittance chan-nels in Sub-Saharan Africa using data from the 2017 Global Findex. The results show that individuals who own and use a mobile money account are less likely to send remittances through an informal channel. This indicates the relevance of digitizing remittances to attract more flows and achieve greater formalization of remittances in Sub-Saharan Africa.

Keywords: Mobile Money; Informal Remittances; Sub-Saharan Africa (search for similar items in EconPapers)
JEL-codes: O12 O33 (search for similar items in EconPapers)
Date: 2021
References: View references in EconPapers View complete reference list from CitEc
Citations:

Downloads: (external link)
https://regionetdeveloppement.univ-tln.fr/wp-content/uploads/6_Ngaba-formate.pdf (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:tou:journl:v:53:y:2021:p:123-146

Access Statistics for this article

More articles in Region et Developpement from Region et Developpement, LEAD, Universite du Sud - Toulon Var Contact information at EDIRC.
Bibliographic data for series maintained by Christophe Van Huffel ().