Assessing the insurance role of microsavings

David Hulme, Karen Moore and Armando Barrientos

Working Papers from United Nations, Department of Economics and Social Affairs

Abstract: The paper contends that more attention should be paid to micro savings in view of multiple ways in which it can help poor to deal with economic insecurity. The paper presents information to show that while microsaving programs have spread, their full potential is far from being realized. It presents a detailed analysis on the basis of data from a selection of micro savings programs to show how savings help the poor to smooth consumption and undertake investment. The paper urges for a strong campaign to popularise micro saving programs.

Keywords: Economic insecurity; Micro credit; Micro insurance; Micro savings; Micro finance institutions; Poverty (search for similar items in EconPapers)
JEL-codes: G21 O16 O17 (search for similar items in EconPapers)
Pages: 22 pages
Date: 2009-10
New Economics Papers: this item is included in nep-dev, nep-ias and nep-mfd
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (3)

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Persistent link: https://EconPapers.repec.org/RePEc:une:wpaper:83

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