The welfare effects of financial inclusion in Ghana: An exploration based on a multidimensional measure of financial inclusion

Abdul Malik Iddrisu and Michael Danquah

No wp-2021-146, WIDER Working Paper Series from World Institute for Development Economic Research (UNU-WIDER)

Abstract: Using a nationally representative household survey data set from Ghana, this paper provides empirical evidence regarding the role of financial inclusion or financial exclusion in household welfare. We first compute a multidimensional index of financial inclusion, and then we examine the effect of financial inclusion on household welfare. The study finds that households suffering financial deprivation have lower welfare compared with their financially included counterparts.

Keywords: Financial inclusion; Household welfare; Ghana; Exclusion; Deprivation (search for similar items in EconPapers)
Date: 2021
New Economics Papers: this item is included in nep-afr, nep-ban, nep-dev, nep-fdg and nep-fle
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Citations: View citations in EconPapers (1)

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Persistent link: https://EconPapers.repec.org/RePEc:unu:wpaper:wp-2021-146

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