How does geographic distance affect credit market access in Niger ?

Jose Antonio Pedrosa Garcia () and Quy-Toan Do

No 4772, Policy Research Working Paper Series from The World Bank

Abstract: Distances involved in accessing basic services can constitute a major barrier to development. This paper analyzes the relationship between the distance separating households from microfinance institutions'offices in Niger, and the low levels of development and performance of the microfinance sector in the country. To cope with the effects of geographical distance, microfinance institutions adapt their policies through more restrictive loan conditions, higher interest rates, and more intensive screening. The authors to discuss the tension between access and sustainability in the context of financial services for the poor.

Date: 2008-11-01
New Economics Papers: this item is included in nep-dev and nep-mfd
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