Deposit insurance database

Asli Demirguc-Kunt, Edward Kane and Luc Laeven

No 6934, Policy Research Working Paper Series from The World Bank

Abstract: This paper provides a comprehensive, global database of deposit insurance arrangements as of 2013. The authors extend their earlier dataset by including recent adopters of deposit insurance and information on the use of government guarantees on banks'assets and liabilities, including during the recent global financial crisis. They also create a Safety Net Index capturing the generosity of the deposit insurance scheme and government guarantees on banks'balance sheets. The data show that deposit insurance has become more widespread and more extensive in coverage since the global financial crisis, which also triggered a temporary increase in the government protection of non-deposit liabilities and bank assets. In most cases, these guarantees have since been formally removed but coverage of deposit insurance remains above pre-crisis levels, raising concerns about implicit coverage and moral hazard going forward.

Keywords: Deposit Insurance; Debt Markets; Bankruptcy and Resolution of Financial Distress; Banks&Banking Reform; Access to Finance (search for similar items in EconPapers)
Date: 2014-06-01
New Economics Papers: this item is included in nep-ban, nep-cba and nep-ias
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (33)

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Related works:
Working Paper: Deposit Insurance Database (2014)
Working Paper: Deposit Insurance Database (2014)
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Persistent link: https://EconPapers.repec.org/RePEc:wbk:wbrwps:6934

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