Workers’ Compensation Insurance Experience Rating and Subsequent Employer Claims: The Wisconsin Experience

Michael M. Barth, Robert W. Klein and Gregory Krohm

Journal of Insurance Issues, 2008, vol. 31, issue 1, 16-42

Abstract: This paper examines employers’ experience rating and lost-time claims for workers’ compensation insurance. Our examination supports the contention that experience rating improves safety and reduces worker injuries and claims. We also find that claims increase at a declining rate with employer size. This is consistent with the proposition that there are economies of scale associated with the returns from employer investments in safety.

Date: 2008
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Persistent link: https://EconPapers.repec.org/RePEc:wri:journl:v:31:y:2008:i:1:p:16-42

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