Blockchain Technology: Opportunities and Challenges for Small and Large Banks During COVID-19

Grazia Dicuonzo, Francesca Donofrio (), Antonio Fusco () and Vittorio Dell’Atti ()
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Grazia Dicuonzo: Department of Economics, Management and Business Law, University of Bari Aldo Moro, Largo Abbazia Santa Scolastica, 53, Bari, 70124, BA, Italy
Francesca Donofrio: Department of Economics, Management and Business Law, University of Bari Aldo Moro, Largo Abbazia Santa Scolastica, 53, Bari, 70124, BA, Italy
Antonio Fusco: Department of Economics, Management and Business Law, University of Bari Aldo Moro, Largo Abbazia Santa Scolastica, 53, Bari, 70124, BA, Italy
Vittorio Dell’Atti: Department of Economics, Management and Business Law, University of Bari Aldo Moro, Largo Abbazia Santa Scolastica, 53, Bari, 70124, BA, Italy

International Journal of Innovation and Technology Management (IJITM), 2021, vol. 18, issue 04, 1-25

Abstract: New technologies are assuming a prominent role in the transformation of economic and social systems and are capturing the interest of many businesses and international institutions. Blockchain is an emerging technology that is relevant in all sectors, as its applications can be adapted to multiple contexts with possible significant advantages for business. The ability to perform transactions without a central entity acting as a trust guarantor, typical of blockchain, offers the opportunity to rethink the way business processes are managed. Based on the case study methodology, this work aims to understand how blockchain could affect the business model in the banking sector and how the COVID-19 pandemic impacts the implementation of blockchain.

Keywords: Blockchain; banking business model; COVID-19 (search for similar items in EconPapers)
Date: 2021
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DOI: 10.1142/S0219877021400010

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