Household debt and credit: Economic issues and data problems

Giuseppe Bertola and Stefan Hochguertel

No 2007/32, CFS Working Paper Series from Center for Financial Studies (CFS)

Abstract: We survey contributions to the analysis of household liabilities, highlighting relevant theoretical aspects and outlining how data sources may support empirical testing and measurement efforts. Specifically, we classify aspects of household debt, discussing the theoretical and policy relevance of heterogeneity across individual and country dimensions. Aiming to illustrate conceptual and measurement issues, we refer to the approaches and results of some recent relevant country-specific work on administrative and survey data, and we argue that research in this area would greatly benefit from availability of appropriately classified household liabilities data and of cross-country institutional information.

Keywords: Consumer Loans; Household Portfolios (search for similar items in EconPapers)
JEL-codes: E21 G1 (search for similar items in EconPapers)
Date: 2007
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Citations: View citations in EconPapers (11)

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Journal Article: Household Debt and Credit: Economic Issues and Data Problems (2007)
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Persistent link: https://EconPapers.repec.org/RePEc:zbw:cfswop:200732

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