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Can agricultural credit scoring for microfinance institutions be implemented and improved by weather data?

Ulf Römer and Oliver Musshoff

No 1703, DARE Discussion Papers from Georg-August University of Göttingen, Department of Agricultural Economics and Rural Development (DARE)

Abstract: [Purpose] In recent years, the application of credit scoring in urban microfinance institutions became popular, while rural microfinance institutions, which mainly lend to agricultural clients, are hesitating to adopt credit scoring. The present study aims to explore whether microfinance credit scoring models are suitable for agricultural clients, and if such models can be improved for agricultural clients by accounting for precipitation. [...]

Keywords: Microfinance; Credit scoring; Agricultural credit; Precipitation (search for similar items in EconPapers)
Date: 2017
New Economics Papers: this item is included in nep-agr, nep-env, nep-mfd and nep-pay
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (1)

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https://www.econstor.eu/bitstream/10419/156680/1/883573504.pdf (application/pdf)

Related works:
Journal Article: Can agricultural credit scoring for microfinance institutions be implemented and improved by weather data? (2017) Downloads
Working Paper: Can agricultural credit scoring for microfinance institutions be implemented and improved by weather data? (2017) Downloads
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Persistent link: https://EconPapers.repec.org/RePEc:zbw:daredp:1703

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