Does microfinance have an impact on borrower's consumption patterns and women's empowerment?

Charlotte H. Feldhoff, Yi Liu and Patricia R. Feldhoff

No 67, Weidener Diskussionspapiere from University of Applied Sciences Amberg-Weiden (OTH)

Abstract: This paper conducts a thorough data analysis using cross-sectional data from a study carried out in Mexico including over 16,500 observations. In the study, clusters were selected in areas Compartamos Banco, a Microfinance institution (MFI), has not lent in before. The clusters were randomly assigned to either the treatment or the control group. The analysis suggests that Microfinance has a significant positive effect on school and food expenditure but no apparent effect on entrepreneurship. Using regression analysis, a significant positive effect on women's empowerment and its positive effect on total consumption is found.

Keywords: microfinance; consumption patterns; women's empowerment; Mexico (search for similar items in EconPapers)
JEL-codes: D14 G21 I15 I25 I26 I31 J16 O12 (search for similar items in EconPapers)
Date: 2019
New Economics Papers: this item is included in nep-dev, nep-hme and nep-mfd
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Persistent link: https://EconPapers.repec.org/RePEc:zbw:hawdps:67

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