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“The German Saver” and the Low Policy Rate Environment

Reint Gropp and Vahid Saadi

No 9/2015, IWH Online from Halle Institute for Economic Research (IWH)

Abstract: It is widely claimed that “the German saver” suffers (i.e. generates significantly lower returns on her savings) in the low interest environment that Germany currently experiences relative to a high interest rate environment. With “low interest rate environment”, the observers tend to mean “low policy rates”, i.e. the European Central Bank’s (ECB) main refinancing rate.

Keywords: European Union; German saver; Low Policy Rate Environment (search for similar items in EconPapers)
Date: 2015
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